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Shopping cart payment processing without rebuilding your store.
Shopping cart payment processing connects your online store to the card networks. We set it up for the cart you already use, including WooCommerce, Amazon and Walmart+ selling setups, so you change processors without changing your storefront.
Your online store, connected
| WooCommerce | Supported |
| Amazon, Walmart+ | Supported |
| Gateway | Yours or one of our partners |
| QuickBooks invoicing | Available |
| Custom API | Available |
Why online stores overpay quietly
Many store owners accept whatever processing came bundled with their cart. It is easy, and that is the trap. Here is what we often see.
What you often find
- A flat percentage on every order, whatever the card type
- Payouts held or delayed with little explanation
- Being told your cart only works with one processor
- Fraud screening switched off or never set up
- Support that means a help article and a ticket number
At PayZoom
- Interchange-Plus pricing, so each card costs what it really costs
- Clear deposit timing, explained before you start
- Processing that fits your cart and gateway, not the other way around
- Gateway fraud tools turned on and set for your store
- A real person who answers when an order looks wrong
How shopping cart processing fits together
Your cart takes the order. Something has to carry the card safely from your checkout page to your bank. Three parts do that work.
Your cart
WooCommerce, a marketplace channel or a custom site. It builds the order and the checkout page.
A gateway or plugin
Connects the checkout to the processor and keeps raw card numbers off your server.
PayZoom processing
Approves the card, settles the funds to your bank and shows our margin plainly.
The PayZoom Statement Review
- Send. Email us one recent processing statement.
- Read. We line-item every fee and separate what the card networks charge from what your processor keeps.
- Recommend. You get a plain-English answer. If you are already paying a fair price, we will tell you.
- Switch. If you move to PayZoom, we set up processing to fit your POS, gateway or cart.
Not only did PayZoom lower our costs, they analyzed our internal processes and made recommendations to improve workflow and provided new equipment so we could capture electronic payments at all points in the hospital and at off-site locations.
Jim Bishop, CPA, Controller, Jennie Stuart Medical Center
Since 2006, a person who knows your account.
| Founded | 2006, Daphne, Alabama |
| Clients in | Nearly every U.S. state |
| Support | Never outsourced |
| Registered partner of | Cygnus Payments and Evolv Payment Solutions |
Questions merchants ask us
Straight answers. If yours is not here, call us and a real person will answer it.
Do I have to switch shopping carts to use PayZoom?
No. We are platform-agnostic and don’t sell a proprietary cart or POS. Most carts connect to processing through a gateway or a plugin, so we work with what you have. We look at your store first and tell you exactly what, if anything, needs to change before you decide.
Which carts and channels do you support?
We support WooCommerce, and selling setups that include Amazon and Walmart+. Many other carts connect through gateways such as Authorize.net, eProcessing Network, CyberSource or Paya. If your cart is less common, call us. A custom API connection is also an option for stores with their own checkout.
Why are online card payments more expensive than in-store?
Online payments are card-not-present transactions. The card networks charge higher interchange on them because fraud risk is higher when nobody can see the card. Every processor pays that same interchange. What differs is the markup on top, and with us that markup is shown on its own line.
Will this help with fraud and chargebacks?
Good setup helps. Gateways offer tools such as address and security-code checks, and turning them on for your store matters. No tool stops every bad order, so we also walk you through how disputes work. Our chargeback prevention guide covers the habits that make a difference.
Send us one statement. We’ll tell you exactly what you’re paying.
No cost and no pressure. If your current rate is fair, we’ll say so. We typically reply the same business day.
| Call toll-free | 866.242.4325 |
| Local | 251.626.8100 |
| nate@bizpayzoom.com |